Nifty Toolkit · Real Estate · RE-10
Are you actually insurable against a cyber claim?
Twelve questions, shaped like a real Australian cyber insurance application. We map each answer to a typical underwriter eligibility tier and call out any answer that, in real claims, tends to void cover. Five minutes; printable PDF report at the end.
Preferred
30–36
Eligible for top-tier coverage at the lowest premium band.
Standard
22–29
Eligible for standard cover, with mid-tier premiums and possible sub-limits.
Conditional
14–21
Likely declined unless gaps are fixed before applying.
Decline-risk
0–13
Almost certainly declined. Address the gaps before approaching the market.